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Bankrate is an independent, advertising-supported comparison service. Rate shown includes discount of 0.25% requiring Automatic Payment Deduction from a TD Bank personal checking or savings account. Loan amounts for less than $25,000 are only available for Home Equity Loans with Primary Residence as property use. Origination fee of $99, which is a finance charge, applies.
These companies do not lend money directly to you, but work with lenders like The Berkshire Bank to offer mortgage loans that meet your needs. There are limits to the amount of these loans based on national average home prices. No matter what your commercial mortgage needs are, The Berkshire Bank has the loan for you. We recognize your need to successfully manage your business goals. We can build a loan program that works in partnership with you and supports your long-term business goals.
Personal Loans
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Commercial Services Rates
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Interest is compounded daily for Certificates, Regular Savings, Kasasa Cash, Kasasa Cash Back, Performance Account, Health Savings NOW, Clear Choice Money Market accounts. The Annual Percentage Yield is accurate as of the date shown above. Rates on Savings and Checking accounts may change after the account is opened. Bankrate is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website.
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Not only does Berkshire Bank offer a full line of business loans, we have special Visa cards that can enhance your buying power and earn rewards. Interest rates and offers are subject to change or may be modified or withdrawn at any time and without notice. Conforming Mortgages are secured by government sponsored entities like Fannie Mae and Freddie Mac.

Our experts consider a range of factors, including rates, loan types, time to close, fees and more. Whether your company needs new equipment, land to build on, a convenient credit line or just a good, solid credit card, Berkshire Bank won't make you pay dearly to do business with us. Our across-the-board great rates mean you can consider us the perfect partner. Jumbo Mortgages are funded by other investors and are for loan amounts higher than the limits of a conforming loan. Jumbo loans usually carry a higher interest rate and some additional underwriting requirements. Term loans and revolving lines of credit to help your business grow or smooth out your cash flow.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Receive the best home equity and mortgage rates every month right to your inbox.
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis. Berkshire Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. You can get product, rate and fee info after you choose your location. There are currently no comments for Berkshire Bank. Please provide comments that will help others. It was founded in 1846 and has approximately $12 billion in assets.
Annual Percentage Rates , interest rates and terms will be determined by the customer’s overall credit rating, loan term, amount financed, age of collateral and monthly billing method. Stated APR is based on a credit score of 740 plus. Maximum loan to value financing on collateralized loans are pending year, make, model and credit performance.
Customers can open an account at one of its 122 branches. Compared to other banks, Berkshire Bank’s loan portfolio does not show any specific loan specialty. Berkshire Bank has a Return on Equity of 8.53% versus the BestCashCow average of 9.98%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

You'll find our mortgage loans come with affordable interest rates, flexible terms and much more! You can always count on the expertise, professionalism and personal touch of our experienced Mortgage Advisors. It's more than just a slogan, it's a way of doing business you'll come to rely on. Successfully purchasing property requires finding the best type of loan and terms for your personal or business financial situation. Several different loan products, each designed to meet a buyer's specific circumstances, are available at The Berkshire Bank. Our experienced Mortgage Advisors will work with you to provide the best loan for your needs.
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